Madak is the first licensed Saudi real estate investment platform. Partial ownership Within the regulatory sandbox environment of the Real Estate General Authority (REGA). It allows you to own actual shares in income-generating real estate in the Saudi and Emirati markets, with official title deeds registered in your name in the Saudi real estate registry.

Our goal is to make real estate investment, which was once exclusive to the wealthy, accessible to everyone starting with just 500 Saudi Riyals.

The fundamental difference in The nature of ownership:

• In real estate investment trusts (REITs): You are buying units in a fund, and the fund owns the real estate. You are a creditor of the fund.
• In your range: You actually own a portion of the property itself, in your name on an official deed registered with the Saudi Real Estate Registry.

This is a real property you can inherit, and the deed remains in your possession no matter what happens to the platform.

Yes, exactly. All platform details — from contracts and investment mechanisms to the sukuk issuance process — have undergone careful review by The Sharia Committee, Chaired by His Eminence Sheikh Dr. Saad bin Turki Al-Khathlan (Former member of the Council of Senior Scholars).

The platform is accredited by Sharia Review House with an official certificate that you can view Here. Investment is free from Riba (usury) and Gharar (uncertainty/speculation).

We are currently working on Saudi Arabia and the UAEwith a focus on major cities: Riyadh, Jeddah, Khobar, Dubai, Abu Dhabi. We carefully select properties in strategic locations based on detailed feasibility studies.

Some opportunities start from 500 riyals The minimum varies from one opportunity to another depending on the nature of the property and its financing mechanism. There is no upper limit You can build your real estate portfolio gradually according to your desires and capabilities.

Your investment returns come from two sources:

• Rental income It is distributed monthly directly to your digital wallet within the app, according to your ownership percentage.
• Capital Growth When selling the property at the end of the term, you receive your full share of the sale price along with the profits.

All distributions are transparent and supported by detailed periodic reports.

The return varies from one opportunity to another, depending on the type of property, location, and operational mechanism. Historically, it ranges Expected rental yields range from 6 to 9% per year, in addition to capital appreciation resulting from rising property values (historically around 7–9% annually in Riyadh).

Every opportunity comes with a detailed feasibility study explaining the expected return.

Madak's fees are simple and transparent:

• Annual management fee: A specific percentage of the property's value, clearly stated on each occasion.
• Success fees: Only when a profit is made from the sale of the property.

There are no hidden fees or additional obligations for the investor — everything is disclosed and legally reviewed.

No, real estate investing — like any investment — Involves risks Specific returns cannot be guaranteed. While you exercise the utmost care in selecting properties and conducting feasibility studies, actual returns may differ from those expected.

Read for detailed risks Risk Disclosure Statement.

Instruments are issued through Saudi Real Estate Register Under the supervision of the Real Estate General Authority (REGA). Your share of the property is registered In your name directly In an official document that you can verify at any time through e-government platforms.

This is a fundamental difference from other investment models: your ownership is real and registered, not just a record in our database.

This is the most important question—and the answer is reassuring: The deed is yours independently of your reach.. Your name is officially registered in the Saudi Real Estate Registry, and no one can take it from you, no matter what happens to the platform.

If the platform stops for any reason, the property remains owned by you and the other owners, and you can appoint another property manager to continue.

Yes, absolutely. The instrument is official ownership, and it passes to the heirs according to Islamic inheritance laws Just like any other asset. This is one of the most important advantages – an investment that lasts for generations.

Yes, you can view your electronic deed at any time within the Madak app in the “My Wallet” section. The deed is also available for independent verification via the platform. Gladly And the Real Estate General Authority platform.

There are two exit paths:

• Full exit (end of term): When the specified investment period ends, the property is resold, and you receive your full share of the sale value along with profits.
• Early exit (secondary market): Madak provides a monthly exit window allowing you to sell your stake to other investors through the app.

Both methods are legally organized and reviewed.

Early exit depends on A buyer in the secondary market At the requested price. You can provide the platform and trading mechanism, but there is no guarantee of a buyer at all times.

At the end of the specified investment period, a full exit through the sale of the property is Automatically.

The investment period typically ranges between 3 to 7 yearsand differ from one opportunity to another depending on the nature of the property and investment goals. Each opportunity comes with a clearly defined period from the beginning.

Madak operates exclusively within Real Estate General Authority (REGA) Sandbox Regulatory EnvironmentIt is the official environment designated by the Saudi government to embrace innovative real estate business models and enable them to operate within a clear legal framework.

Joining this environment came with an official decision from the Real Estate General Authority, and with the support of Ministry of Municipal and Rural Affairs and Housing (His Excellency Minister Majid Al-Hogail).

The Sharia Committee is chaired by His Eminence Sheikh Dr. Saad bin Turki Al-Khathlan:

• Former member of the Council of Senior Scholars (Royal Order 1434 AH)
• Professor of Jurisprudence — Imam Muhammad ibn Saud Islamic University
• President of the Saudi Fiqh Society

The platform is periodically certified by Sharia Review House With an official certificate.

Yes. You must adhere to the highest data protection standards in accordance with Saudi Personal Data Protection Law (PDPL). We use bank-grade encryption, multi-layered protection, and certified national payment gateways.

To learn more, see Privacy Policy.

The steps are very simple and take no more than a few minutes:

• 1. Download the Madak app from the App Store or Google Play.
• 2. Register with your phone number Activate your identity (system verification).
• 3. Explore available opportunities And feasibility studies for each property.
• 4. Starting from 500 SAR And choose what suits you.
• 5. Track your returns Monthly in your digital wallet.

The Mudak app is available on:

• iPhone Requires iOS 12.0 or later
• iPad و iPod touch
• Mac With an Apple M1 chip or later
• Android All modern Android devices

Yes, you can download the app and manage your investments from anywhere in the world. But for registration and ownership, it is required that you are Residing in Saudi Arabia or the UAE And you have a valid national identity or residency.

Simple: On the login screen, tap “Forgot password”and you will receive a message on your registered mobile number for reset. The app also supports Fingerprint login Or Face ID for your convenience.

The technical support team is available for you:

• By phone: 920031413
• Via the app: 24/7 Live Chat from the “Help” screen”
• By mail [email protected]